Terms of Service
Effective date: 2 November 2026
These Terms of Service ("Terms") govern your use of Skylane, a social media scheduling service provided by SS Coaching, LLC, a Delaware limited liability company trading as Money Master HQ ("we", "us", "our"). Skylane is available at https://skylane.moneymasterhq.com, including the web app at https://skylane.moneymasterhq.com/app and the API at https://skylane-api.moneymasterhq.com (together, the "Service").
By creating an account or using the Service you agree to these Terms, our Privacy Policy, our Acceptable Use Policy and our Refund Policy. If you use the Service for a business, you confirm that you can accept these Terms for that business, and "you" includes that business.
1. Who can use Skylane
1.1 You must be at least 18 years old, or the age of majority where you live if higher.
1.2 You must give accurate account information and keep it up to date.
1.3 You are responsible for everything done under your account, including by people you invite. Keep your login details safe and turn on two-factor authentication. Tell us straight away at info@moneymasterhq.com if you think your account has been accessed without permission.
2. The Service
2.1 Skylane lets you connect social media accounts through each platform's official application programming interface (API), create and schedule posts, receive status updates and optional alerts, use AI-assisted features, work with team members, and view analytics.
2.2 Third-party platforms. Facebook, Instagram, Threads, TikTok, YouTube, LinkedIn, X, Pinterest, Bluesky, Google Business Profile and other platforms ("Platforms") are run by third parties. When you connect a Platform you must also follow that Platform's own terms and policies. Where you connect YouTube, you agree to be bound by the YouTube Terms of Service. Platforms can change or withdraw their APIs, limits and features at any time, and we are not responsible for their actions, outages or decisions, including decisions to remove, restrict or not publish your content.
2.3 No guarantee of publication. We work hard to publish every post on time and to tell you clearly when something goes wrong, including through automatic retries and status updates. However, publication ultimately depends on each Platform, and we do not guarantee that any post will be published, published at a particular time, or remain published.
2.4 Official APIs only. We do not ask for or store your Platform passwords and we do not use browser automation to post on your behalf. Some Platform features, such as posting to Facebook personal profiles, are not available through official APIs and so are not offered.
2.5 Changes to the Service. We may add, change or remove features. If we remove a feature that is a material part of a paid plan, we will tell you in advance where reasonably possible.
2.6 Features marked as beta, or waiting for a Platform's approval, are provided as they are and may change or be withdrawn.
3. Your content
3.1 You own the content you upload, write or create in Skylane ("Your Content").
3.2 You give us a worldwide, non-exclusive, royalty-free licence to host, store, copy, process, adapt (for example resizing media or creating thumbnails), transmit and display Your Content only as needed to provide, secure and improve the Service and to publish it to the Platforms you choose.
3.3 You confirm that you have all rights needed to publish Your Content, and that Your Content and your use of the Service do not break any law, any Platform's terms or anyone else's rights.
3.4 You are responsible for Your Content, including content written or edited with AI features. AI output can be inaccurate or unsuitable - review it before publishing.
3.5 We do not claim ownership of AI output generated for you in the Service. As between you and us, you may use it subject to these Terms, the law and any terms of the underlying AI provider that we tell you about.
4. Acceptable use
You must follow our Acceptable Use Policy. In short: no spam, no engagement manipulation, no duplicate mass posting, no impersonation, nothing illegal or harmful, and no attempts to break, overload or reverse-engineer the Service.
5. Plans, billing and renewals
5.1 Plans, prices, limits and credit packs are shown on our pricing page at the time you buy. Payments are processed by our payment partner, Whop, under its own terms.
5.2 Subscriptions renew automatically at the end of each billing period (monthly or yearly) until you cancel. You authorise us and our payment partner to charge your payment method for each renewal.
5.3 Price lock. The price of your plan stays the same for as long as your subscription remains active and uninterrupted. If you cancel and subscribe again later, the price at that time applies.
5.4 Renewal reminder. For yearly plans we email you at least 7 days before renewal.
5.5 Free trials. Where a plan includes a free trial, the trial terms shown at sign-up apply. Unless you cancel before the trial ends, the trial converts to a paid subscription and you are charged.
5.6 Upgrades and downgrades are handled as set out in our Refund Policy.
5.7 Usage-based charges. Some plans include usage above a set allowance (for example additional connected accounts or additional X link posts) at the rates shown on the pricing page. These are billed in arrears.
5.8 AI credits. Monthly plan credits reset each billing period and do not roll over. Credits bought in one-off credit packs do not expire while your account exists, are not refundable once used, and have no cash value.
5.9 Promotional codes are subject to the terms shown with them. We may refuse or withdraw a code used in breach of its terms.
5.10 Taxes. Prices exclude taxes unless stated. You are responsible for any sales tax, VAT or similar taxes that apply.
5.11 Failed payments. If a payment fails we will tell you and retry. If it is still unpaid after a reasonable period, we may move your account to the Free plan or suspend paid features.
6. Cancellation
6.1 You can cancel at any time in Settings, then Billing. Cancellation takes effect at the end of your current paid period and you keep paid features until then.
6.2 Refunds are covered by our Refund Policy.
6.3 After a paid plan ends, your account moves to the Free plan where it fits within the Free limits; otherwise it becomes read-only for 60 days so you can export your data, and is then deleted as described in our Privacy Policy.
7. Suspension and termination
7.1 We may suspend or end your access, with or without notice, if you materially breach these Terms or the Acceptable Use Policy, if required by law or by a Platform, if your account creates a security risk, or if payments remain unpaid.
7.2 Where reasonable and lawful, we will tell you why and give you a chance to fix the problem first.
7.3 You may close your account at any time in Settings, then Data and privacy.
7.4 Sections 3, 8, 9, 10, 11 and 13 continue after your account ends.
8. Our intellectual property
The Service, including its software, design, text and branding (excluding Your Content), belongs to us or our licensors. We give you a limited, non-exclusive, non-transferable right to use the Service under these Terms. You must not copy, resell, frame, scrape or reverse-engineer the Service except where the law allows. If you send us feedback, we may use it without owing you anything.
9. Disclaimers
The Service is provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and that the Service will be uninterrupted, error-free or that posts will be published. Analytics are provided as received from Platforms and may be incomplete or delayed.
10. Limitation of liability
10.1 To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue, data, goodwill or business opportunities, arising from or related to the Service, including missed, delayed or failed posts and the actions of any Platform.
10.2 To the fullest extent permitted by law, our total liability arising from or related to the Service is limited to the amount you paid us for the Service in the 12 months before the event giving rise to the claim.
10.3 Nothing in these Terms limits liability that cannot be limited by law.
11. Indemnity
You will defend and indemnify us against claims, losses and costs (including reasonable legal fees) arising from Your Content, your use of the Service, or your breach of these Terms, any Platform's terms or the law.
12. Changes to these Terms
We may update these Terms. If a change is material we will tell you by email or in the app at least 14 days before it takes effect, unless the change is required sooner by law or a Platform. If you continue to use the Service after the change takes effect, you accept the updated Terms. If you do not agree, you can cancel before the change takes effect.
13. Governing law and disputes
13.1 These Terms and any dispute arising from them or the Service are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-law rules.
13.2 The state and federal courts located in Delaware have exclusive jurisdiction, and you and we consent to their jurisdiction. Before starting proceedings, each party agrees to try to resolve the dispute informally by contacting the other for at least 30 days.
13.3 If you are a consumer, nothing in these Terms takes away rights you have under the mandatory laws of the place where you live.
14. General
14.1 These Terms, together with the policies they mention, are the whole agreement between you and us about the Service.
14.2 If any part of these Terms is found unenforceable, the rest stays in effect.
14.3 If we do not enforce a right straight away, we do not give it up.
14.4 You may not transfer these Terms without our written consent. We may transfer them as part of a reorganisation, merger or sale of the business.
14.5 Neither party is responsible for delays caused by events outside its reasonable control, including Platform outages and API changes.
15. Contact
Money Master HQ (SS Coaching, LLC) 500 Westover Dr #19289, Sanford, North Carolina 27330, USA Email: info@moneymasterhq.com